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Calpian

Calpian acts as a vital link in the electronic payment processing delivery chain, working as an intermediary between large  processors and merchants to facilitate payment for goods and services at the retail point-of-sale. Calpian acquires its merchant customers from independent sales agents (ISOs) who sell processing services and equipment to merchants on a daily basis. Calpian is part of the community of ISOs that serves millions of small merchants across the U.S. from all geographies and industries.

Calpian's management team has a combined 60 years experience in the merchant processing/ISO business. They have acquired  hundreds of portfolios from ISOs and have underwritten hundreds more in the ten years they have worked as a team in the  industry.